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Programs

Do you need help buying an affordable home in Austin? The Community Land Trust program will allow you to purchase a home, but lease the land for a small monthly fee. By taking the cost of the land out of the real estate transaction, land trust homes are more affordable than houses on the open real estate market. The benefit is that it provides access to quality housing for low and moderate income families and keeps housing affordable for future buyers by controlling the resale price of the houses on CLT land through a ground lease and resale formula.  

Benefits include:

The Down Payment Assistance Program (DPA) offers a deferred 0% interest loan for eligible "first-time homebuyers" to help purchase a home within the Austin City Limits.  Access to assistance must be made through through Trained Loan Officers (see Loan Officer Training, below) who are registered on the DPA’s List of Participating Lenders.  Only trained loan officers can submit DPA applications for potential homeowners.

Purchasing a first home can be confusing.  HousingSmarts is a free training that helps potential homebuyers qualify for Down Payment Assistance. Completing this training satisfies the homebuyer education component of a number of financial empowerment programs managed by the Department of Neighborhood Housing and Community Development.

For more information, please click our flyer in English and Spanish.

Interested in buying an affordable home? Below are links to homes for sale by both the city and developers under the City's Developer Incentive Program. Check them out and see if you qualify.

AHFC provides funding to non-profits to construct affordable housing.

Austin Habitat for Humanity, Robert M. Hernandez, Family Services Director, 310 Comal Street Austin 78702 Phone: (512) 472-8788 E-mail: info@austinhabitat.org